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Curriculum Designed by Experts

Multisoft Virtual Academy’s Retirement Plans Corporate Training is designed to help professionals understand and manage retirement benefits in a corporate environment. This comprehensive program covers pension schemes, 401(k) plans, contribution strategies, tax regulations, compliance, and employee communication techniques. Delivered by industry experts through interactive live sessions, the training ensures that HR and finance teams are well-versed in planning, implementing, and maintaining retirement plans that align with both company goals and employee needs. With practical insights and real-time scenarios, this course prepares organizations to create a secure future for their employees while staying legally compliant.
Retirement Plans Training is a specialized program designed to provide professionals with comprehensive knowledge of retirement benefit schemes, including 401(k), IRAs, and pension plans. This training covers plan design, regulatory compliance, tax implications, and fiduciary duties. It equips HR professionals, financial advisors, and benefits administrators with the skills needed to manage and optimize retirement plans effectively, ensuring long-term financial security for employees.
- What are retirement plans?
- Need for retirement plans
- Social Security: How it works, benefits calculation, claiming strategies
- Defined Benefit & Defined Contribution Plans
- Employer-sponsored vs. individual plans
- Tax-advantaged vs. taxable savings
- Traditional vs. Roth frameworks
- ERISA and Regulatory Requirements

- 401(k), 403(b), 457(b): Key differences and similarities
- Contribution limits, catch-up contributions (age 50+)
- Employer match: Maximizing benefits
- Vesting schedules and plan rollovers

- Traditional IRA vs. Roth IRA: Tax treatment and withdrawal rules
- Income limits for contributions/deductions

- Asset allocation by age and risk tolerance
- Lifecycle funds and target-date funds
- Rebalancing inside tax-advantaged accounts
- Managing employer stock in a 401(k): NUA rules

- Required Minimum Distributions (RMDs): Rules and planning
- Tax-efficient withdrawal strategies (Roth vs. Traditional)

- 401(k) ? IRA rollovers: Rules and best practices
- Roth conversions: When and how to do them
- Avoiding rollover pitfalls: 60-day rule, indirect rollovers

- SEP IRA, SIMPLE IRA, Solo 401(k)
- Choosing the right plan for a small business
- Contribution strategies for variable income
- Combining personal and business retirement planning

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Retirement Plans Corporate Training Certification
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